Investment Strategy

This section explains how 10X invests your money, and why this investment strategy is appropriate for all investors.

The retirement industry offers hundreds of investment strategies

The industry offers a multitude of products, each with variations in the investment style and mix. There are around 1 000 unit trusts alone. Investors are compelled to seek advice, to find the product appropriate for their risk profile. But advice increases costs and sales incentives (commissions) increase the risk that investors are steered to inappropriate (high fee) products. It is also expensive to administer and manage all these products. Investors suffer by paying higher fees.

10X offers one investment strategy for all investors

10X offers just one solution and no confusing choices. You are invested in an optimal portfolio – with an appropriate investment mix and style – based upon your age. This applies to all 10X investors, including listed companies, international banks and individual investors.

A combination of investment mix and style

When it comes to investing, risk and reward are very closely linked. All investments involve some degree of risk. The reward for taking on risk is the potential for a greater investment return. Two variables determine your portfolio’s expected risk and return: the investment mix and the investment style.