Steven was the former Managing Director of Deutsche Bank in Johannesburg and London. He spent more than 10 years in equity research and corporate finance and was the top-rated Banks and Life Insurance analyst in South Africa for a number of years. He was also voted the best overall analyst in SA and EMEA (Emerging Europe, Middle East and Africa). During his time as Head of Research, the Deutsche Bank team was consistently rated no.1. Steven was a member of Deutsche Bank’s executive management committees for the SA Equity Business and the SA Global Banking Business. He subsequently gained international experience as head of Deutsche Bank’s Global and European banks research teams. Upon his return to South Africa, Steven joined the Deutsche Bank corporate finance team, advising Sanlam on the Absa/Barclays transaction and Old Mutual’s BEE transactions. Steven initially completed his accounting articles with Ernst & Young.
Russell joined 10X in January 2016, bringing to the role over 25 years’ experience in senior finance positions both locally and internationally. Before joining 10X he served as local Finance Director for Colette by Colette Hayman, a fast-fashion retail business headquartered in Australia. He also previously played an integral part in establishing the former Canadian beverage giant, Seagram, in South Africa. While living in Australia, he held the position of Finance Director for the international logistics group Panalpina World Transport’s operations in Australia and New Zealand. Russell served articles with Pim Goldby/Deloittes.
Kim has more than 15 years’ experience in auditing and financial management and 10 years’ experience in the retirement sector. Prior to joining 10X in 2007, she was the Financial Controller for Truworths Limited Group and part of the Group’s Social Accountability Committee. Kim’s involvement over the years has been in the accountant, fund accountant, CSI, human resources and recently the administration areas within 10X.
Micha has more than 17 years local and international experience in information technology. He has worked in a variety of environments including technology start-ups and multi-national companies.In his former job, as head of IT at the Western Cape Clothing Bargaining Council, Micha also managed the technology requirements of the union’s umbrella provident fund (with 75 000 members).
Tracy manages 10X’s product development, investments and corporate new business development. She is passionate about engaging with people and providing them with simple, high-value, low fee investment solutions. 10X’s investment strategy is constructed based on assets-liability models, developed by Tracy, that are designed to maximise a member’s chance of success. Tracy also develops tools to assist members with retirement planning and education. Prior to joining 10X, Tracy worked at Investec Asset Management in market risk and quantitative analysis. She monitored the performance and market risk of Investec’s hedge funds, fixed income funds and balanced funds, priced fixed income derivatives and streamlined processes. Tracy graduated with distinction, made the UCT Dean’s merit list for three consecutive years and was awarded numerous class medals and scholarships at UCT
Nicky joined 10X Investments in January 2015. Her experience and passion for financial services originates from her many years in advertising working with a plethora of financial brands. She spent 11 years in the UK before returning to SA and during her tenure at TBWA was appointed to the role of Managing Director of TBWA/Hunt Lascaris Cape Town for 6 years. She left this role to become Head of Marketing at Sanlam Investments and then stepped into the over-arching role of Group Head of Marketing at Sanlam. In her role at 10X, Nicky has strategic and implementation oversight of Brand and Marketing.
Michelle has more than 30 years’ experience in the Insurance and Employee Benefits industry. Prior to joining 10X Investments, she was the Broker Consultant for a Long-Term Insurer and held the position of Managing Director for a Pension and Provident Fund Benefit Administrator. Michelle ensures that compliance is adhered to according to FAIS, FICA and the Pension Funds Act where applicable, for the company, its employees and service providers.
Sohini joined 10X Investments in February 2015. She was appointed to head up 10X’s team of employee benefits consultants. She has many years of consulting experience in the Employee Benefits industry, specialising in guiding employers on benefit design and the structure of retirement funds.
She started her career at Alexander Forbes where she worked as an employee benefits consultant for 8 years before joining 10X Investments. Sohini completed her studies at the University of the Witwatersrand with majors in Insurance and Risk Management. She has completed the FAIS representatives exam through the Financial Planning Institute. Sohini and her team are responsible for institutional client servicing at 10X Investments.