A portfolio designed to get you more.

Your Portfolio

Maximising growth, minimizing risk.

As any expert will tell you, your portfolio needs to adjust over time. At 10X we have a simple solution for this. Your money is invested across six asset classes – International shares & currency, South African shares, property, bonds and cash – which ensures your investment is highly diversified.

Our goal is to maximize your savings in the long term, and to protect you from any short-term market volatility as time to draw your savings approaches. You are invested in our High Equity portfolio up until five years from retirement and thereafter, we gradually shift your asset allocation towards less volatile assets, in order to protect your savings.

The below chart illustrates exactly how we change the asset allocation in your portfolio as you approach retirement:

ASSET ALLOCATION - 10X LIFESTAGE PORTFOLIOS

TOP 10 SHARES AS A % OF SA EQUITY TOP 10 INTERNATIONAL SHARES AS A % OF INTERNATIONAL EQUITY
Richemont SA 6.8% Apple, Inc 1.3%
Glencore Plc 6,6% Microsoft Corp 1,0%
Naspers Ltd 6,4% Exxon Mobil Corp 0,8%
BAT Plc 6,3% Johnson & Johnson 0,6%
BHP Billiton Plc 6,2% JP Morgan Chase 0,6%
Anglo American Plc 6,2% Amazon.com Inc 0,6%
Steinhoff N.V. 4,0% General Electric Co. 0,6%
Sasol Ltd 3,9% Wells Fargo 0,6%
MTN Group Ltd 3,7% AT&T, Inc 0,5%
Standard Bank Ltd 3,5% Facebook, Inc 0,5%

Source: S&P Dow Jones Indicies and FTSE

High Diversification

Your eggs. Many baskets.

The markets are unpredictable, with stocks going up and down on a daily basis. In this environment, having your savings invested in just a few places is like putting all your money on one number when playing roulette: if you win, you win big; but if you lose (which is far more likely), you lose it all.

At 10X we don’t believe in gambling with your retirement. We protect you against the market’s short term volatility with a well-diversified portfolio in which your money is invested across thousands of global investments such as Apple, Amazon, Facebook and more. All of which translate into well-managed risk and more predictable long-term returns, in good times and bad.

TOP 10 SHARES AS A % OF SA EQUITY TOP 10 INTERNATIONAL SHARES AS A % OF INTERNATIONAL EQUITY
Richemont SA 6.8% Apple, Inc 1.3%
Glencore PLS 6,6% Microsoft Corp 1,0%
Naspers LTD 6,4% Exxon Mobil Corp 0,8%
BAT Plc 6,3% Johnson & Johnson 0,6%
BHP Billiton Plc 6,2% JP Morgan Chase 0,6%
Anglo American Plc 6,2% Amazon.com Inc 0,6%
Steinhoff N.V. 4,0% General Electric Co. 0,6%
Sasol Ltd 3,9% Wells Fargo 0,6%
MTN Group Ltd 3,7% AT&T, Inc 0,5%
Standard Bank Ltd 3,5% Facebook, Inc 0,5%

Source: S&P Dow Jones Indicies and FTSE