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94% of South Africans retire with inadequate financial means


An investment strategy that delivers real results

The 10X Retirement Plan has one optimal pre-defined investment strategy, with no confusing options. We employ a completely dispassionate rules-based investment strategy that is optimal for every retirement fund member. There is no emotional, irrational or unsubstantiated behaviour in our investment process. We are the only retirement company to manage your investment this way.


Built to last and scientifically proven - 100% success since 1900

The goal of retirement investing is to maintain your living standards in retirement. We have back-tested the results our pre-defined investment strategy would have achieved using actual market returns since 1900. On average, the 10X Retirement Plan would have exceeded the retirement goal by 90% and in the single worst outcome it would have exceeded the goal by 9%.

We have conducted extensive forward testing using comprehensive actuarial models to determine the likely future success rates of our retirement plan. (see results)


We empower and educate clients to become informed investors and we:

We are a single services provider

To cost-effectively execute our investment strategy with high service levels we must be a single service provider, integrating advice, administration and investment management.

We deal directly with our corporate clients

Because our retirement plan and investment strategy is pre-defined, unambiguous, comprehensively documented and scientifically proven; existing and potential clients can understand and assess our value proposition.

The Traditional Model


The retirement industry markets many options and alternatives. Little regard is paid to your retirement goal and the optimal investment strategy that will take you there. Its focus is on finding different ways to manage your money.

The sad reality is that most retirement fund members retire with inadequate financial means.

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10X Investments' Value Proposition


We offer just one low-risk plan, with no options. And yet every member's plan is tailor-made. It is this combination of simplicity, specificity and certainty that sets us apart from the other service providers in the retirement industry.

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