Retirement Investments | Retirement Annuities

Invest directly with 10X

10X provides a full range of services and products to retirement investors using one simple, low cost and transparent investment strategy.

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10X RA paves way on cost disclosure

“The 10X product must be one of the cheapest retail retirement savings products available. The joy of [it]…is that there is just one charge.” Bruce Cameron, Editor Personal Finance
Change is here

“10X probably has the best retirement product for 90% of the population.” Murray Winckler, Former CEO Deutsche Bank SA
Change is here

“10X has a fundamentally different model that exposes the myths of the industry and deals with them very transparently and honestly.” Dave Woollam, African Bank
Costs matter

“When our financial system – essentially our money managers, marketers of investment products & stockbrokers – put up 0% of the capital & assume 0% of the risk, yet receive fully 80% of the return, something has gone terribly wrong.” John Bogle, Founder Vanguard Group
A greedy, self-interested industry

“It is my belief that for far too long the retirement industry has lived off the land without having to be accountable to anyone.” Trevor Manuel, Former Minister of Finance
The failure of active management

“Over long periods of time, hardly any fund managers have beaten the market averages. They charge their clients big fees for the privilege of losing their money. It is better to invest in an index fund.” The Economist
The lies asset managers sell

“Damning research showed that the Satrix 40 (an index fund) outperformed 85% to 93% of actively managed unit trusts over periods of six months to five years.” Finweek
Change is here

“I have over 50 years experience in the pension fund industry and 10X is amongst the best I have ever come across.” Prof. Caspar Greeff, Former Head of Wits Actuarial Dept
Change is here

“We moved to 10X because of its simple, low cost and transparent solution.” Max Koep, Managing Director Deutsche Bank