A recipe for long-term success
Achieving your investment goal shouldn’t be a matter of luck. Which is why we have four core principles we stick to in order to deliver competitive, long-term investment returns and give you the best possible chance of reaching your investment goal.
Trying to pick winning stocks usually fails. By tracking the market index, we deliver a higher return than most fund managers.
Independent research found that fees are the most reliable predictor of your investment’s performance. At 1% or less before VAT, ours are less than half the industry average.
With both eyes on long-term growth, we invest your money mainly in local and international shares, as well as a mix of property, bonds and cash.
Life Stage Investing
We automatically adjust your portfolio according to your investing time horizon, maximising growth for as long as possible, then reducing risk as you approach retirement.
Put 90% of your money in a low cost index fund. The long term results from this policy will be superior to most investors who employ high fee managers.– Warren Buffett
The after-inflation value of R3,000 contribution per month for 40 years, earning 6.5% real return pa.
Source: 10X Investments
Don’t lose 40% of your retirement
Costs are critical to your long-term investment success. Unfortunately, most people are completely unaware of the fees they are being charged, as well as their long-term impact. With 10X you always pay less than 1% in total fees excl. VAT. Most investors pay around 3% *, comprising 0.75% for advice, 0.5% for administration and 1.5% for investments, plus VAT. This extra 2% pa may not sound like a big difference, but over a 40 year savings period, this can eat up 40% of your investment.
* National Treasury, Charges in South African retirement funds, July 2013.
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A proven approach for long-term success
When it comes to long-term success, the composition of your portfolio is critical. At 10X, we allocate approximately 80% of our High Equity Portfolio to growth assets, local and international shares and property. But wait, doesn’t high equity mean high risk? Not for long term investors it doesn’t. In fact, over periods of five years and longer, a High Equity Portfolio has always delivered superior returns with similar or lower risk than Medium or Low Equity portfolios. The key is to focus on your long term goals and ignore the short term market volatility.See All Portfolios
High Growth. Low fees. More for you.
Our approach delivers superior long-term investment returns at a fraction of the industry cost. Since its inception in 2008, the 10X High Equity Portfolio has consistently outperformed the average return of large fund managers, before fees. 10X saves most individual investors 2% in fees, so 10X’s return after fees is even greater.
Returns are based on R100 lump sum invested on 31 December 2007 to 30 November
Source: 10X Investments, Alexander Forbes Large Manager Watch