The best life possible, long after you stop working

Imagine the capital in your Living Annuity as a dam

A living annuity can be a great option for managing your finances and generating income during retirement.

Our superior long-term performance, diversified portfolio and low fees, means you could retire with much more.

LA dam
Living annuities are good
  • Take charge of your retirement savings

  • Flexibility to set your annual income

  • Retain your capital for your estate

  • Control your investment strategy

10X Living annuities are better
  • A proven track record of superior returns

  • We keep fees as low as possible

  • A highly diversified portfolio

  • Invest up to 100% offshore

Compare fees and returns

Over the long term, high fees significantly erode your investment growth.

With 10X you pay 0% upfront fees, 0% advice fees 0% exit fees.

Compare the fees you are paying today with what you‘d pay with 10X, and project what you‘ll get out.

Get more years of retirement income with our 10X Your Future Fund

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Investing in the 10X Your Future fund, based on an annual drawdown of 5%.

In retirement, fees can impact whether your savings last your retirement years or not. The more you pay in fees, the sooner your savings will run out. As you can see in the graph, lowering your fees by 2% can add years of income to your retirement - regardless of which investment portfolio you choose.

Getting you more out of every rand

Download the Living Annuity Fact Sheet to learn how 10X delivers superior long-term returns at a fraction of the cost.

Build your retirement income plan

Plan your living annuity and calculate a sustainable income that will last you through retirement.

Desired income: R 0 per month

The more you invest, the lower your fee.

With 10X you pay 0% upfront fees, 0% advice fees 0% exit fees.

Find out what your effective annual cost (EAC) will be here.

Calculate my EAC
Investment value10X fee p.a.*
First R5m0.86%
Next R5m0.57%
Next R10m0.40%

* Fees calculated for a Living Annuity with the 10X Your Future Fund. Additional fees may apply for funds with higher offshore exposure.

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Our team of certified, experienced consultants are ready to equip you with the essential information you need to make informed choices for your future.
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Benefits of the 10X Your Future Fund

This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.

Benefits of the 10X Future Fund

  • Local and international investment

  • Diversified

  • Low fees

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