Living Annuity

Your best retirement with a 10X Living Annuity

Retire your way with a 10X Living Annuity. Enjoy superior returns, low fees, exceptional service, and up to 100% offshore exposure.

Leading companies invest with 10X

DHL - Grey
Lindt - Greyscale
Deutsche - Greyscale
Net florist - Greyscale
Isuzu - Greyscale

What is a Living Annuity?

A Living Annuity is a flexible retirement income solution that puts you in control. It allows you to invest your retirement savings while drawing a regular income, giving you the freedom to choose an income level that suits your needs.

With a Living Annuity, you can choose how your retirement savings are invested. You also have the flexibility to adjust your income withdrawals between 2.5% and 17.5% of your remaining capital. This allows you to adapt your income to your changing needs throughout retirement.

At 10X, we understand that your retirement is unique. That's why we've designed our living annuities to help you maximise your savings and achieve your ideal retirement lifestyle.

Benefits of a Living Annuity?

  • Invest up to 100% offshore

  • Flexibility to choose your annual income

  • Retain your capital for your estate

living-annuity-product-performance

Why a 10X Living Annuity?

  • Superior returns: The 10X Your Future Fund has outperformed benchmarks since inception

  • Low fees: Our fees are uniquely low and transparent.

  • Exceptional service: Our expert team is dedicated to providing you with industry-leading service.

  • Offshore exposure: Invest up to 100% of your savings offshore.

Get our Living Annuity investment report

Download the living annuity investment report to learn how 10X delivers superior long-term returns at a fraction of the cost for your Living Annuity.

The more you invest, the lower your fee.

With 10X you pay 0% upfront fees, 0% advice fees 0% exit fees.

Find out what your effective annual cost (EAC) will be here.

Calculate my EAC
Investment value10X fee p.a. (no VAT levied on LAs)
First R5 million0.86%
Next R5 million0.57%
Next R10 million0.40%
*Trading costs of 0.12%-0.18% p.a. apply depending on the specific fund you choose. For offshore funds a small additional fee applies.

Living annuity calculator

A living annuity allows you to withdraw an income from your retirement savings. You can withdraw between 2.5% and 17.5% of your total investment value annually. Use our calculator to estimate how much monthly income you could receive.

9 out of 10 people do better with 10X

Low returns and high fees can significantly reduce your retirement savings. At 10X, we keep your fees low and our 10X Your Future Fund consistently outperforms benchmarks.

Additionally, we offer offshore investments to help you diversify your portfolio and protect your retirement income.

Validate whether you could do better with 10X. Our free comparison report breaks down historical performance and fees, so you can make an informed decision.

Investment fees matter

Based on R100 000 investment at 6% return over 40 years.

Choose the best 10X fund for your Living Annuity

The following funds are available with a living annuity. If you need more information on how to select a fund for your specific needs, you can speak to our consultants.

overview

Annualised returns

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Portfolio characteristics

Speak to an investment consultant

Speak to an investment consultant

Real assistance by real people

No chatbots, call centres or weeks waiting for a response. Our team are here to help via email or phone.

Easy switching

We'll fully manage the switch from your old provider.

Clear product information

We help you understand which product and fund best suits your needs.

10X Consultants

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Unlock the power of investing online

If you are ready to invest or switch, head over to our self-help portal and set up your investment within minutes.

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Benefits of the 10X Your Future Fund

This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.

Benefits of the 10X Future Fund

  • Local and international investment

  • Diversified

  • Low fees

Go to Funds
No performance data available