The best life possible, long after you stop working
Imagine the capital in your Living Annuity as a dam
A living annuity can be a great option for managing your finances and generating income during retirement.
Our superior long-term performance, diversified portfolio and low fees, means you could retire with much more.
Take charge of your retirement savings
Flexibility to set your annual income
Retain your capital for your estate
Control your investment strategy
A proven track record of superior returns
We keep fees as low as possible
A highly diversified portfolio
Invest up to 100% offshore
Compare fees and returns
Over the long term, high fees significantly erode your investment growth.
With 10X you pay 0% upfront fees, 0% advice fees 0% exit fees.
Compare the fees you are paying today with what you‘d pay with 10X, and project what you‘ll get out.
Get more years of retirement income with our 10X Your Future Fund
Investing in the 10X Your Future fund, based on an annual drawdown of 5%.
In retirement, fees can impact whether your savings last your retirement years or not. The more you pay in fees, the sooner your savings will run out. As you can see in the graph, lowering your fees by 2% can add years of income to your retirement - regardless of which investment portfolio you choose.
Getting you more out of every rand
Download the Living Annuity Fact Sheet to learn how 10X delivers superior long-term returns at a fraction of the cost.
Build your retirement income plan
Plan your living annuity and calculate a sustainable income that will last you through retirement.
The more you invest, the lower your fee.
With 10X you pay 0% upfront fees, 0% advice fees 0% exit fees.
Find out what your effective annual cost (EAC) will be here.
Calculate my EAC| Investment value | 10X fee p.a.* |
|---|---|
| First R5m | 0.86% |
| Next R5m | 0.57% |
| Next R10m | 0.40% |
* Fees calculated for a Living Annuity with the 10X Your Future Fund. Additional fees may apply for funds with higher offshore exposure.
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Unlock the power of investing online
If you are ready to invest or switch, head over to our self-help portal and set up your investment within minutes.
Apply onlineBenefits of the 10X Your Future Fund
This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.
Benefits of the 10X Future Fund
Local and international investment
Diversified
Low fees