What is a unit trust?
A unit trust is a pooled investment managed by a professional fund manager. When you invest, you buy "units" in a fund, and the value of those units rises or falls with the performance of the underlying assets.
Whether you've sold a property, received an inheritance, want to put a year-end bonus to work, or are building a fund for your children's education - a unit trust is a flexible way to grow your wealth over time.
Unlike a retirement annuity or preservation fund, your money is not locked in until retirement. You can withdraw at any time, for any reason. There are also no Regulation 28 restrictions, which means you can allocate up to 100% of your investment offshore.
Unit trusts are available to individuals, companies, and trusts, making them one of the most flexible investment vehicles in South Africa.
Benefits of a unit trust
Access your money whenever you need it - no lock-in period
No Regulation 28 restrictions on how your money is invested
Available to individuals, companies, and trusts
Invest locally or go up to 100% offshore
Why open a 10X unit trust?
Fees from 0.33%
Our unit trust fees range from 0.33% to 0.69%. No platform fees, no adviser fees, no exit fees. You could be paying far less than your current provider.
Access your money anytime
Unlike retirement products, your unit trust investment isn't locked in. Withdraw when you need to.
Go offshore
Invest up to 100% offshore through the 10X MSCI World Index Feeder Fund.
Lump sum or monthly
Invest a once-off lump sum, set up a monthly debit order, or both. Start with any amount.

Our fees are simple and transparent
Our fees are simple and transparent, so you know exactly what you're getting in your investment. You'll pay an annual fee between 0.33% and 0.69%, depending on which fund you choose.
No platform fees
No broker or adviser fees
No exit or penalties for changing your investment fees
A unit trust belongs in every well-structured portfolio
Grow your bonus
Put your year-end bonus to work in a diversified, low-cost fund.
Save for education
Build a fund for school or university fees you can access when tuition is due.
Stay in control
Grow your wealth without lock-ins or restrictions. Access your money when you need it, invest offshore if you want to.
Sold a property?
Give your proceeds a home where they can grow - with full flexibility to withdraw when you're ready.
See how your investment could grow
Whether you're investing a lump sum or contributing monthly, our calculator shows you what your money could be worth over time.
Choose between calculating a future value or working out what you need to reach a specific goal.
Our most popular unit trust funds
Not sure which fund is right for you? Use our Fund selection tool
Need help finding the right fund?
Use our fund selection tool to see what fund is best for your needs
Speak to an investment consultant
Speak to an investment consultant
Real assistance by real people
No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.Easy switching
We'll fully manage the switch from your old provider.Clear product information
We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.
10X Your Future with superior returns
This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.
Benefits of the 10X Future Fund
Local and international investment
Diversified
Low fees
Ready to start investing in a 10X unit trust?
Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.

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