Grow your wealth with a

Grow your wealth with a 10X Unit Trust

Low fees, global diversification, and the flexibility to access your money when you need it. Invest a lump sum or set up a monthly contribution.

Leading companies invest with 10X

DHL - Grey
Lindt - Greyscale
Deutsche - Greyscale
Net florist - Greyscale
Isuzu - Greyscale

What is a unit trust?

A unit trust is a pooled investment managed by a professional fund manager. When you invest, you buy "units" in a fund, and the value of those units rises or falls with the performance of the underlying assets.

Whether you've sold a property, received an inheritance, want to put a year-end bonus to work, or are building a fund for your children's education - a unit trust is a flexible way to grow your wealth over time.

Unlike a retirement annuity or preservation fund, your money is not locked in until retirement. You can withdraw at any time, for any reason. There are also no Regulation 28 restrictions, which means you can allocate up to 100% of your investment offshore.

Unit trusts are available to individuals, companies, and trusts, making them one of the most flexible investment vehicles in South Africa.

Benefits of a unit trust

  • Access your money whenever you need it - no lock-in period

  • No Regulation 28 restrictions on how your money is invested

  • Available to individuals, companies, and trusts

  • Invest locally or go up to 100% offshore

Why open a 10X unit trust?

Fees from 0.33%

Our unit trust fees range from 0.33% to 0.69%. No platform fees, no adviser fees, no exit fees. You could be paying far less than your current provider.

Access your money anytime

Unlike retirement products, your unit trust investment isn't locked in. Withdraw when you need to.

Go offshore

Invest up to 100% offshore through the 10X MSCI World Index Feeder Fund.

Lump sum or monthly

Invest a once-off lump sum, set up a monthly debit order, or both. Start with any amount.

living-annuity-fees

Our fees are simple and transparent

Our fees are simple and transparent, so you know exactly what you're getting in your investment. You'll pay an annual fee between 0.33% and 0.69%, depending on which fund you choose.

  • No platform fees

  • No broker or adviser fees

  • No exit or penalties for changing your investment fees

Calculate my EAC

A unit trust belongs in every well-structured portfolio

Grow your bonus

Put your year-end bonus to work in a diversified, low-cost fund.

Save for education

Build a fund for school or university fees you can access when tuition is due.

Stay in control

Grow your wealth without lock-ins or restrictions. Access your money when you need it, invest offshore if you want to.

Sold a property?

Give your proceeds a home where they can grow - with full flexibility to withdraw when you're ready.

See how your investment could grow

Whether you're investing a lump sum or contributing monthly, our calculator shows you what your money could be worth over time.

Choose between calculating a future value or working out what you need to reach a specific goal.

What would you like to calculate?

Future value

Calculate out how much an investment today can be worth in the future

Goal value

Calculate what my contribution will be to reach the goal amount or how long I will have to contribute to reach my goal

Our most popular unit trust funds

Not sure which fund is right for you? Use our Fund selection tool

Fund name
Returns (p.a.)
Asset class
Flagship funds
10X Your Future Fundflagship
11.3
Multi asset
10X Income Fundflagship
10.3
Multi asset
Offshore funds
10X MSCI World Index Feeder Fundoffshore
12.9
Equity
Other funds
10X Moderate Fund
10.3
Multi asset
10X Defensive Fund
9
Multi asset
10X Money Market Fund
7.5
Interest bearing
10X SA Equity Fund
30.6
Equity

Need help finding the right fund?

Use our fund selection tool to see what fund is best for your needs

Use fund selector

Speak to an investment consultant

Speak to an investment consultant

  • Real assistance by real people

    No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.
  • Easy switching

    We'll fully manage the switch from your old provider.
  • Clear product information

    We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.
  • 10X Consultants

    10X Your Future with superior returns

    This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.

    Benefits of the 10X Future Fund

    • Local and international investment

    • Diversified

    • Low fees

    Go to Funds

    Ready to start investing in a 10X unit trust?

    Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.