Start saving smarter with a

Start saving smarter with a 10X Tax-Free Savings Account

Grow your tax-free savings with a 10X TFSA. Our track record of low cost and high returns allows you to retain tax advantages and grow your savings while maintaining full control. Simple, easy, and designed to protect your future.

Leading companies invest with 10X

DHL - Grey
Lindt - Greyscale
Deutsche - Greyscale
Net florist - Greyscale
Isuzu - Greyscale

Why choose a tax-free savings account?

Grow your savings faster by paying no tax on interest, dividends, or capital gains. You can invest up to R46 000 per year (R500 000 lifetime) and access your money whenever you need it.

Zero tax on growth

You don't pay tax on any interest, dividends, or capital gains.

Withdraw anytime

Access your money whenever you need it, without paying tax.

Long-term growth

Ideal for goals 5+ years away, where compounding makes a real difference.

Invest 100% offshore

Access global markets and diversify your savings internationally.

Person saving for the future

Why our clients choose us

A tax-free savings account lets your investment grow completely free of tax.

Low fees
Low fees

Fees that work for you

Fees can impact whether your savings last your retirement years or not. At 10X, we aim to keep fees as low as possible.

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Investing for growth
Index diversification

Investing for growth

We offer a range of index-based funds, including multi-asset and offshore funds.

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100% OffshoreFunds

100% Offshore

Investing offshore doesn't have to be complicated. With 10X, you can allocate up to 100% offshore.

Invest without the middleman
No advisors

Invest without the middleman

Invest directly with us, using simple tools and clear guidance that keep you in control.

Your money grows, tax-free

Tax-free investing maximises your returns, especially over the long term. Your savings grow faster as you earn compound returns on money that would have gone to tax.

Here's an example of the TFSA advantage: Invest R 3,833 monthly until reaching the R500,000 lifetime limit, and with an estimated 8% annual return, your tax-free investment will be worth 30% more than a regular savings account at the 45% tax bracket.

tfsa-fees

Speak to an investment consultant

  • Real assistance by real people

    No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.
  • Easy switching

    We'll fully manage the switch from your old provider.
  • Clear product information

    We help you understand which product and fund best suits your needs.

Can't wait to talk to us? Call us on +27 21 412 1010. Please press option 3 for Investment Consultants.

Our consultants

10X Consultants

How can we help you?

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Our most popular tax-free savings funds

Not sure which fund is right for you? Use our Fund selection tool

Fund name
Returns (p.a.)
Asset class
Flagship funds
10X Your Future Fundflagship
11.2
Multi asset
10X Income Fundflagship
9.7
Multi asset
Offshore funds
10X MSCI World Index Feeder Fundoffshore
13.2
Equity
Other funds
10X Moderate Fund
10.2
Multi asset
10X Defensive Fund
8.9
Multi asset
10X Money Market Fund
7.5
Interest bearing
10X SA Equity Fund
25
Equity

Need help finding the right fund?

Use our fund selection tool to see what fund is best for your needs

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10X Your Future with superior returns

This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.

Benefits of the 10X Future Fund

  • Local and international investment

  • Diversified

  • Low fees

Go to Funds

Ready to start investing in a 10X tax-free savings?

Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.