Preservation Fund

Grow your pension & provident savings in a 10X Preservation Fund

Protect and grow your pension or provident fund savings with a 10X Preservation Fund. Enjoy the benefits of our proven superior returns, low fees, and transparent approach.

Leading companies invest with 10X

DHL - Grey
Lindt - Greyscale
Deutsche - Greyscale
Net florist - Greyscale
Isuzu - Greyscale

What is a Preservation Fund?

A Preservation Fund is a retirement savings vehicle designed to help you maintain and grow your accumulated pension or provident fund savings when you change employers before retirement. Unlike a Retirement Annuity, a Preservation Fund is a lump sum investment rather than a monthly contribution. Choosing to preserve your savings is a smart decision, and with 10X, that choice pays off even more.

We're dedicated to helping you make the most of your retirement savings so you can retire comfortably.

Benefits of a Preservation Fund

  • Retain the tax advantages associated with your retirement savings

  • Keep your money invested and growing until you retire

  • Access a portion of your savings in case of emergencies

  • Maintain full control of your funds

living-annuity-product-performance

Why a 10X Preservation Fund?

  • Superior returns: Our funds have outperformed benchmarks since inception

  • Low fees: Our fees are uniquely low and transparent

  • Transparency: We believe in empowering you to make informed decisions

Get our Preservation Fund investment report

Download the Regulation 28 investment report to learn how 10X delivers superior long-term returns at a fraction of the cost for your Preservation Fund.

Our fees are simple and transparent.

When you buy a house or a car, you want to know what you’re paying for. It should be no different when you invest your money. Our fees are simple and transparent, so you know exactly what you’re getting in your investment.

  • No upfront fees, no advice fees and no exit fees

  • No penalties for changing your investment strategy

  • No hidden costs

We have a progressive fee structure, which means the more you invest, the less you pay, the more you save. That is all you pay. No surprises at the end of the month or when you retire.

Investment value10X fee p.a. (incl. VAT)
First R500,000
1.04%
Next R500,000
0.92%
Next R4 million
0.81%
Next R5 million
0.58%
Above R10 million
0.40%
*Trading costs of 0.12%-0.18% p.a. apply depending on the specific fund you choose. All fees are inclusive of VAT.

See how much you will maximise your savings with 10X

And how much more it would be compared to traditional investing methods.

Choose the best 10X fund for your Preservation Fund

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Annualised returns

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Portfolio characteristics

9 out of 10 people do better with 10X

Low returns and high fees can significantly reduce your retirement savings. At 10X, we keep your fees low and our 10X Your Future Fund consistently outperforms benchmarks.

Validate whether you could do better with 10X. Our free comparison report breaks down historical performance and fees, so you can make an informed decision.

Investment fees matter

Based on R100 000 investment at 6% return over 40 years.

Speak to an investment consultant

Speak to an investment consultant

Real assistance by real people

No chatbots, call centres or weeks waiting for a response. Our team are here to help via email or phone.

Easy switching

We'll fully manage the switch from your old provider.

Clear product information

We help you understand which product and fund best suits your needs.

10X Consultants

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If you are ready to invest or switch, head over to our self-help portal and set up your investment within minutes.

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Benefits of the 10X Your Future Fund

This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.

Benefits of the 10X Future Fund

  • Local and international investment

  • Diversified

  • Low fees

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