Your colleagues deserve no less.
The One Percenters – an industry revolution
Like us, our institutional clients are One Percenters. They understand, more than most, the difference that 1% can make. 1% is the difference between no medal and the gold medal, between hot water and steam – one of the most powerful forces on earth – and between not being able to retire and retiring comfortably.
Formidable organisations like these. And you. Join the One Percenters.
What our corporate clients have to say:
Melbro Holdings, Glen Heneck
M&C Saatchi Abel, Mike Abel
Investment value at retirement
The value of R5,000pm growing at 6.5% real return after 40 years
1% less in fees can mean 30% more retirement
Fees are the single most reliable predictor of investment performance. While the industry charges an average of 1.6% for corporate retirement funds, 10X's average is 0.6%. That fee saving may sound insubstantial, but compounded over a working career, it could mean you end up with 30% more money when you retire.
Retirement Fund Fee Comparison – Case Study
10X has conducted over 100 retirement fund fee comparisons for companies in Stand-Alone and Umbrella Retirement Funds. Without exception, 10X's fees have been substantially lower than the current service providers.
On average 10X fees savings have been in excess of 50%. Above are two actual case studies we have performed. 10X's investment returns have been highly competitive in all these case studies.
We would gladly do a fee benchmarking exericise for your company retirement fund.
* Alexander Forbes Large Manager Watch Best Investment View, December 2007 - 2017
** 10X always charges less than 1% before VAT, saving most of our clients at least 1%.
We've outperformed the big guys by almost 1% p.a.
Since inception 10 years ago, the 10X High Equity Fund has beaten the average return of the large fund managers by 0.8%. And we invest your money in index funds, which deliver higher returns than 80% of fund managers. *
Read more about our performance and how we invest your money.
What if you could save just 1% more?
A successful retirement isn't just about how you invest; it's also about how much. And while our strategy means our clients do invest more - even just 1% more, which wouldn't hurt in the present would pay off massively in the future.
My10X, our online client portal, puts together a simple, tangible retirement plan that shows you how much you’ll need to retire, and helps you get there.
Small differences, massive benefits
Could you do in an hour what used to take you a week? That’s what happened for one of our clients and their payroll when they
moved to 10X.
Award-winning technology and automation make your job easier and quicker, starting with the switching process. It also eliminates risk: no manual processing means no human error (we have no pension fund adjudications or professional indemnity claims). Plus you have real-time visibility on the status of all claims. These are some of the administrative benefits that makes joining 10X an incentive rather than an obstacle.
You get the compound value of our experts
Founder, Chief Executive
As the former Managing Director of Deutsche Bank in Johannesburg and London, Steven spent more than 10 years in equity research and corporate finance. He was consistently the top-rated Banks and Life Insurance analyst in South Africa, and was also voted best overall analyst in SA and EMEA (Emerging Europe, Middle East and Africa). During his time as Head of Research, the Deutsche Bank team was consistently rated number one.
Hilan has a decade of experience in Investment banking and Investment management gained in London at Barclays Capital as well as in South Africa at Absa Capital, HSBC, Standard Chartered and Consilium Capital. He is passionate about crafting and delivering high quality, transparent corporate client solutions that help South Africans retire with more.
Before joining 10X, Mica worked at Barclays in London managing relationships and portfolios for key private clients. She has extensive experience in trusts, oﬀshore pensions and overseas investments and a passion for empowering people to take charge of their retirement.
Cedrick spent six years at Allan Gray, working across various teams including Retirement Operations, Investment Consultancy and Retail Distribution. His experience includes administration, servicing, leadership and distribution. Most recently he was responsible for developing and supporting black independent financial advisers in Gauteng, helping them to build and manage their client assets under management. Cedrick is passionate about investments and particularly investor education.
Mokgadi combines financial services expertise with a passion to educate and empower South Africans. Before joining 10X she held various positions at a number of well-known asset managers. In 2014, she launched a company that educates people in previously disadvantaged communities to bring about financial inclusion, financial stability and financial freedom.
No one knows us better than our clients
“The administration of the fund has been consistently excellent... friendly, efficient, helpful and professional. An all-round 10 for exellent service!”Lareine Le Grange, Payroll Operations Manager, Virgin Active