Your employees work hard to get you more

Let us help you return the favour.

10X Investments manages over R8bn in assets for industry-leading clients

Corporate retirement solutions

How you get more with us

Only a small percentage of South African employees are able to retire comfortably. Some fail to save at all, and most who do end up losing a significant chunk of their savings to high fees and poorly performing investments. By partnering with 10X Investments, a registered fund administrator and investment manager, you can help your employees get what they deserve – better returns at a fraction of the cost.

10X provides the full range of services to corporate retirement funds.

Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.

Source: 10X Investments, Alexander Forbes Large Manager Watch.

Competitive returns

More in the long run. For you and your employees.

Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008, the 10X High Equity portfolio has consistently outperformed the average return of large fund managers.*

*Alexander Forbes Large Manager Fund Watch Survey

Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.

Source: 10X Investments, Alexander Forbes Large Manager Watch.

Our Performance

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A multi-award winning investment fund

Key benefits for your employees

Low Fees

Our total fees are less than half the industry average.


We have one investment strategy: investing in low cost index tracking funds with no competing choices.


Always know what you’ve earned, what you pay, and where you are.

Employer benefits

Getting your employees more is just part of what we do. We also make it simpler and more rewarding for you.

More rewarding

An award-winning retirement fund administrator and investment manager

Access to risk benefit providers

Claim, check your balance and request information via SMS

Less admin for your HR team

Our online investor portal gives your employees direct access to their information

No fuss online processing for contributions and claims

For more than just a rainy day

Getting your employees on track towards a comfortable retirement means helping them save for more than just a rainy day. An umbrella fund is a great way to do this, as it pools the retirement investments of multiple employers, reducing the average cost per member while providing other advantages such as professional governance. At 10X your fee exc. VAT will never exceed 1% and will be considerably lower the more you invest.

Investment Value 10X Fee pa (ex VAT)
First R25 million 0.50%
Next R75 million 0.35%
Above R100 million 0.25%
A short guide

Starting a retirement fund?

It’s not as complicated as you think.

Learn more

Who should consider using a pension or provident fund?

A pension or provident fund is appropriate for employers who wish to provide for their employees’ re...

View all FAQ
Ready to make the switch to 10X?

4 simple steps to transfer your fund

While transferring your retirement fund to 10X is a regulated process it need not consume much of your company's time and resources. The 10X administration team will do all of the heavy lifting on your behalf, by working with the transferring administrator and the Financial Services Board. Our team will support you & keep you updated on every step of the journey – from presenting to your employees to facilitating your Section 14 Transfer.

Here’s what you need to do:

Step 1

Communicate your intention to transfer your fund to 10X to your employees.

Step 2

Serve notice to the existing administrator or broker.

Step 3

Start contributing to 10X after termination.

Step 4

Transfer the assets to the 10X Fund.


More protection. Greater peace of mind.

Strong governance is fundamental to our business. For most investors, their retirement fund represents their single biggest asset; so there is a natural concern that this asset be properly managed and protected.

Our governance structures establish the necessary security system to safeguard this asset.

Proper governance requires and facilitates complete transparency. We thus fully disclose our practices and policies, and provide members full insight into every aspect of their retirement plan via the 10X Member Portal.

In addition, we are subject to independent, outside review. 10X Investments and all the 10X Funds are audited by PWC. Investec Bank Limited is the custodian of the 10X Funds’ assets. And our retirement funds are controlled by an independent Board of Trustees.

The full transparency is backed by comprehensive reports, which are made simpler by online access. The portfolio has performed really well and the benefits of this low cost solution are already being felt!

– A N Wilson, Group CEO, GOSCOR

Ready to make the switch to 10X?