Follow the quick steps below to see if you could be paying less fees
- Step 1: Check your current provider’s EAC - the number that shows what you're really paying in fees
- Step 2: Ask friends and family what they're paying to compare. You might be surprised at the difference
- Step 3: Try the 10X EAC Calculator to see what you could be paying instead
- Step 4: Chat to a consultant, obligation free, to see how 6 months fee-free could boost your long-term returns
Even a small difference in fees today can mean hundreds of thousands more over your retirement horizon. Take a few minutes now, or help your loved ones do the same, and start turning fees into future growth.
Calculate my EACR 1,000,000
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10X Living Annuity
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Get 6 months fee free
Open either a living annuity, preservation fund or retirement annuity by 30 November 2025, and pay zero fees for 6 months.
- Choose which type of product you would like
- Apply online or speak to a consultant
- Enjoy investment growth without fees for 6 months
What can you invest in?
Living Annuity
Flexible retirement solution
Up to 100% offshore investment
Easily change your drawdown rate to your changing needs
Preservation Fund
Preserve your pension when changing employers
Single lump sum investment
Keep the tax advantages until retirement
Retirement Annuity
Tax-efficient saving for retirement
Flexible contribution options
Boost your existing retirement savings
Speak to an investment consultant
Speak to an investment consultant
Real assistance by real people
No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.Easy switching
We'll fully manage the switch from your old provider.Clear product information
We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.