Start saving smarter with a 10X Tax-Free Savings Account
Grow your tax-free savings with a 10X TFSA. Our track record of low cost and high returns allows you to retain tax advantages and grow your savings while maintaining full control. Simple, easy, and designed to protect your future.
Why choose a tax-free savings account?
Grow your savings faster by paying no tax on interest, dividends, or capital gains. You can invest up to R46 000 per year (R500 000 lifetime) and access your money whenever you need it.
Zero tax on growth
You don't pay tax on any interest, dividends, or capital gains.
Withdraw anytime
Access your money whenever you need it, without paying tax.
Long-term growth
Ideal for goals 5+ years away, where compounding makes a real difference.
Invest 100% offshore
Access global markets and diversify your savings internationally.
Why our clients choose us
A tax-free savings account lets your investment grow completely free of tax.
Fees that work for you
Fees can impact whether your savings last your retirement years or not. At 10X, we aim to keep fees as low as possible.
Investing for growth
We offer a range of index-based funds, including multi-asset and offshore funds.
View funds
Funds100% Offshore
Investing offshore doesn't have to be complicated. With 10X, you can allocate up to 100% offshore.
Invest without the middleman
Invest directly with us, using simple tools and clear guidance that keep you in control.
Your money grows, tax-free
Tax-free investing maximises your returns, especially over the long term. Your savings grow faster as you earn compound returns on money that would have gone to tax.
Here's an example of the TFSA advantage: Invest R 3,833 monthly until reaching the R500,000 lifetime limit, and with an estimated 8% annual return, your tax-free investment will be worth 30% more than a regular savings account at the 45% tax bracket.
Our fees are simple and transparent
Our fees are simple and transparent, so you know exactly what you're getting in your investment. You'll currently pay an annual fee between 0.33% and 0.67%, depending on which fund you choose.
No platform fees
No broker or adviser fees
No exit or penalties for changing your investment fees
Speak to an investment consultant
Speak to an investment consultant
Real assistance by real people
No chatbots, call centres or weeks waiting for a response. Our team is here to help via email or phone.Easy switching
We'll fully manage the switch from your old provider.Clear product information
We'll explain our products and funds so you can make the best choice for you. No advice, just the facts.
Our most popular tax-free savings funds
Not sure which fund is right for you? Use our Fund selection tool
Need help finding the right fund?
Use our fund selection tool to see what fund is best for your needs
10X Your Future with superior returns
This fund consistently outperforms other leading fund managers, so it's not surprising that most 10X investors choose this fund to help them reach their long-term goals.
Benefits of the 10X Future Fund
Local and international investment
Diversified
Low fees
Ready to start investing in a 10X tax-free savings?
Begin your journey to a secure future with 10X Investments. Explore our range of retirement products designed to help you grow your wealth and achieve financial success.
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