Preserving is good.
Preserving with 10X is better.

Our 10-year returns:
11.3% per year.

That's 1.9% more than the large fund manager average after fees.

Our 10-year returns:
11.3% per year.

That's 1.9% more than the large fundmanager average after fees.
Why preserving is good

Your retirement savings can keep on growing - tax-free!

You’ll get a tax-free lump sum when you retire


Why preserving with 10x is better

A proven track record of superior returns

Our fees are always less than 1% excl. VAT

A highly diversified portfolio

Clear and transparent reporting

The 10X Preservation Fund

Cashing in isn’t king

Changing jobs? Cashing in your pension even once can set you back years. So if you preserve your retirement savings, you’re making a smart decision. And if you preserve with 10X, that decision will be rewarded. Our low fees and superior returns can get you up to 60% more money at retirement.

Use the calculator below to see how much more your retirement savings could be worth if you invest with 10X compared with the industry.

How will preserving maximise your savings?

See how much more you can get by investing with 10X.

I am years old and have retirement savings of that I would like to invest.

Investment value at retirement

The after-inflation value of a R3,000 monthly contribution for 40 years, earning 6.5% real return pa. Paying the industry's average 3% fee, value is R3.1m. Paying 10X's 1% fee, value is R5m.

Low Fees

High fees can cost you 40% of your retirement

All 10X funds are index funds. And because index funds don’t need expensive fund managers or the structures needed to support them, we can charge you less than 1% in total fees excl. VAT. The industry average is 3%. Paying that higher fee, compounded over time, means you could end up with 40% less money at retirement.


Investment Value 10X fee pa (excl. VAT)
First R500 000 0.90%
Next R500 000 0.80%
Next R4 million 0.70%
Above R5 million 0.50%
Above R10 million 0.35%

We can compare the fees you'd pay or are paying with the industry against what you'd pay with 10X, and project what you'll get out in both cases.

Get a free comparison

*Alexander Forbes Global Manager Watch Best Investment View, December 2017

Our Performance

Download Fact Sheet 232KB
Superior Returns

Getting you more out of every rand

Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008, the 10X High Equity portfolio has outperformed the average return of large fund managers.*

Our Performance

Download Fact Sheet 232KB

Here’s how 10X gets you more money

No matter who you are or how much money you invest with us, we use one, simple investment strategy. No confusing choices, no extra costs. Just four core principles proven to get you more:

 

Low fees

Fees are the single most reliable predictor of your investment’s performance. Ours are less than half the industry average.

Index tracking

Trying to pick winning stocks usually fails. By tracking an index, we deliver higher returns than most fund managers.

A diversified portfolio

We invest your money locally and internationally, in a high performing mix of shares, property, bonds and cash.

Life stage investing

We automatically adjust your portfolio according to your investing time horizon, maximising growth and minimising risk.

10X Investments manages over R9bn in assets for industry-leading clients

No one knows us better than our clients

“Finally the consumer has somewhere to go where they won’t feel ripped off every time they make an investment in their retirement.”

– Mike Smith
Read more client stories

“I feel a bit lost when it comes to all the small print. That’s why I liked 10X’s sales pitch, it was simple and easy to understand.”

– Vivian Deetlefs
Read more client stories

“When I saw the 10X comparison report I nearly died! Without having to commit a crime, I could have nearly R2million more for my retirement!”

– Liezel Nicholas
Read more client stories

Investment Myth


Costs don’t matter.

Bust the myth
FAQ

Your Preservation Fund questions, answered.

Who should consider using a preservation fund?

You should consider a preservation fund if you are withdrawing from a pension or provident fund (due...

When can you access your preservation fund?

You can make one partial (or full) cash withdrawal at any time before you retire. On retirement from...

How do you join a 10X Preservation Fund?

When you withdraw from your current retirement fund (either a company fund or another preservation f...

Decided to Preserve?