The smart choice
for a successful retirement
Your retirement savings can keep on growing - tax-free!
You’ll get a tax-free lump sum when you retire
Superior long-term growth with low fees
A well diversified portfolio
Clear & transparent reporting
Cashing in isn’t king.
If you’re leaving your employer’s pension or provident fund, you have a few choices to consider with regards to your savings.
Unsurprisingly, the most popular choice is to cash it in – after all, who doesn’t need extra money in today’s world?
But as any expert will tell you, the smart choice is to continue investing these savings for your retirement via a preservation fund. Not only does this preserve the tax benefits of your savings, it also allows you to continue benefiting from compound growth – which you lose out on if you start over.
Because smart choices deserve rewards.
If you’ve decided to preserve, you’ve made the smart choice. However, it certainly wasn’t the easy choice, which is why we think you deserve
to be rewarded for it. How? By giving you the best possible value for your retirement savings with our simple, low cost, award winning
investment solution. Our expert support and streamlined online application process makes it easy for you – no complex choices, no brokers,
no hidden costs. Just more of your money, for you.
See 10X’s total fees below:
|Investment Value||10X Fee pa (ex VAT)|
|First R500 000||0.90%|
|Next R500 000||0.80%|
|Next R4 million||0.70%|
|Next R5 million||0.50%|
|Above R10 million||0.35%|
How will preserving maximise my money?
Show me how much more I can get by investing with 10X
Getting you more out of every rand
Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008,
the 10X High Equity portfolio has consistently outperformed the average return of large fund managers.*
*Alexander Forbes Large Manager Fund Watch Survey
Download Fact Sheet 184KB
Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.
Source: 10X Investments, Alexander Forbes Large Manager Watch.
The 10X Way
At 10X, there are three things that make us who we are. Call them our values, call them our beliefs. For us, it’s our DNA.
Our total fees are less than half the industry average.
One simple solution. No confusing choices. No extra costs.
Always know what you’ve earned, what you pay, and where you are.
Your Preservation Fund questions, answered.
You should consider a preservation fund if you are withdrawing from a pension or provident fund (due...
You can make one partial (or full) cash withdrawal at any time before you retire. On retirement from...
When you withdraw from your current retirement fund (either a company fund or another preservation f...
10X manages over R7bn in assets for South Africa’s industry leaders
I am confident that 10X's model of a low fee passive investment is the best way to invest for my retirement.– Gideon Granville, 10X Client