Your retirement savings can keep on growing - tax-free!
You’ll get a tax-free lump sum when you retire
A proven track record of superior returns
Our fees are always less than 1% excl. VAT
A highly diversified portfolio
Clear and transparent reporting
The 10X Preservation Fund
Cashing in isn’t king
Changing jobs? Cashing in your pension even once can set you back years. So if you preserve your retirement savings, you’re making a smart decision. And if you preserve with 10X, that decision will be rewarded. Our low fees and superior returns can get you up to 60% more money at retirement.
Use the calculator below to see how much more your retirement savings could be worth if you invest with 10X compared with the industry.
How will preserving maximise your savings?
See how much more you can get by investing with 10X.
Investment value at retirement
The after-inflation value of a R3,000 monthly contribution for 40 years, earning 6.5% real return pa. Paying the industry's average 3% fee, value is R3.1m. Paying 10X's 1% fee, value is R5m.
High fees can cost you 40% of your retirement
All 10X funds are index funds. And because index funds don’t need expensive fund managers or the structures needed to support them, we can charge you less than 1% in total fees excl. VAT. The industry average is 3%. Paying that higher fee, compounded over time, means you could end up with 40% less money at retirement.
|Investment Value||10X fee pa (excl. VAT)|
|First R500 000||0.90%|
|Next R500 000||0.80%|
|Next R4 million||0.70%|
|Above R5 million||0.50%|
|Above R10 million||0.35%|
We can compare the fees you'd pay or are paying with the industry against what you'd pay with 10X, and project what you'll get out in both cases.Get a free comparison
*Alexander Forbes Global Manager Watch Best Investment View, December 2017
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Getting you more out of every rand
Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008, the 10X High Equity portfolio has outperformed the average return of large fund managers.*
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Here’s how 10X gets you more money
No matter who you are or how much money you invest with us, we use one, simple investment strategy. No confusing choices, no extra costs. Just four core principles proven to get you more:
Fees are the single most reliable predictor of your investment’s performance. Ours are less than half the industry average.
Trying to pick winning stocks usually fails. By tracking an index, we deliver higher returns than most fund managers.
A diversified portfolio
We invest your money locally and internationally, in a high performing mix of shares, property, bonds and cash.
Life stage investing
We automatically adjust your portfolio according to your investing time horizon, maximising growth and minimising risk.
10X Investments manages over R10bn in assets for industry-leading clients
What our clients say
Why I broke up with my broker, Stacey Vermaak
Whose money is it anyway? Ian Parsons
Your Preservation Fund questions, answered.
You should consider a preservation fund if you are withdrawing from a pension or provident fund (due...
You can make one partial (or full) cash withdrawal at any time before you retire. On retirement from...
When you withdraw from your current retirement fund (either a company fund or another preservation f...