The smart choice
for a successful retirement

The 10X Preservation Fund


General Benefits

Your retirement savings can keep on growing - tax-free!

You’ll get a tax-free lump sum when you retire


10X Benefits

A proven track record of superior returns

Our fees are always less than 1% exc. VAT

A highly diversified portfolio

Clear and transparent reporting

The smart way to maximise your money

Changing jobs? Cashing in your pension even once can set you back years. So if you’ve decided to preserve your retirement savings, you’ve made a smart choice. We believe that smart choices deserve rewards, and what better reward than more money when it matter most? That’s exactly what we give you thanks to our award-winning investment solution, which, combined with our low fees, can get you up to 60% more money at retirement.

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Low Fees

High fees can cost you 40% of your retirement

All 10X funds are index funds. And because index funds don’t need expensive fund managers or the structures needed to support them, we can charge you less than 1% in total fees excl. VAT. The industry average is 3%. Paying that higher fee, compounded over time, means you could end up with 40% less money at retirement.

The after-inflation value of R3,000 contribution per month for 40 years, earning 6.5% real return pa.

Source: 10X Investments

Investment Value 10X Fee pa (ex VAT)
First R500 000 0.90%
Next R500 000 0.80%
Next R4 million 0.70%
Next R5 million 0.50%
Above R10 million 0.35%

How will preserving maximise my money?

Show me how much more I can get by investing with 10X

I am years old and have retirement savings of that I would like to invest.

Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.

Source: 10X Investments, Alexander Forbes Large Manager Watch.

Superior Returns

Getting you more out of every rand

Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008, the 10X High Equity portfolio has consistently outperformed the average return of large fund managers.*

*Alexander Forbes Large Manager Fund Watch Survey

Our Performance

Download Fact Sheet 359KB


Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.

Source: 10X Investments, Alexander Forbes Large Manager Watch.

Here’s how 10X gets you more money

No matter who you are or how much money you invest with us, we use one, simple investment strategy. No confusing choices, no extra costs. Just four core principles proven to get you more:

Index Tracking

It’s impossible to reliably predict the market. Instead of trying to pick winning stocks, we deliver the returns of the market as a whole, at a fraction of the cost.

Low fees

Our total fees are less than half the industry average – and the difference is invested on your behalf to compound over time.

Diversified Portfolio

Don’t put all your eggs in one basket. We invest your money locally and offshore, in a diversified portfolio of shares, property, bonds and cash.

Life Stage Investing

We automatically adjust your portfolio based on your retirement date. The result? Maximised returns and minimized risk. No difficult or costly decisions.

Investment Myth


Costs don’t matter.

Bust the myth

10X is trusted to manage the retirement savings of industry leaders

FAQ

Your Preservation Fund questions, answered.

Who should consider using a preservation fund?

You should consider a preservation fund if you are withdrawing from a pension or provident fund (due...

When can you access your preservation fund?

You can make one partial (or full) cash withdrawal at any time before you retire. On retirement from...

How do you join a 10X Preservation Fund?

When you withdraw from your current retirement fund (either a company fund or another preservation f...

I am confident that 10X's model of a low fee passive investment is the best way to invest for my retirement.

– Gideon Granville, 10X Client

Decided to Preserve?