The retirement you deserve. In your hands.
The 10X Retirement Annuity
A great way to save if you don’t have a company pension fund
A tax efficient way to save for your retirement
Helps guard against premature cash outs
A proven track record of superior returns
Our fees are always less than 1% exc. VAT
A highly diversified portfolio
Clear & Transparent reporting
More money when it matters most
Contributing to a retirement annuity is a good start, but doesn’t guarantee a successful retirement. Doing these three things will go a long way toward getting you there: save the right amount each month, invest in an appropriate portfolio based on your life stage, and keep your fees as low as possible. Our calculator helps you to understand how much you need to save. That, together with our superior long-term performance, our diversified and age-appropriate portfolio, and our low fees, means you could retire with 60% more money.Build My Plan
High fees can cost you 40% of your retirement
All 10X funds are index funds. And because index funds don’t need expensive fund managers or the structures needed to support them, we can charge you less than 1% in total fees excl. VAT. The industry average is 3%. Paying that higher fee, compounded over time, means you could end up with 40% less money at retirement.
|Investment Value||10X Fee pa (ex VAT)|
|First R1 million||0.90%|
|Next R4 million||0.70%|
|Next R5 million||0.50%|
|Above R10 million||0.35%|
Your Personalised Retirement Plan
Unsure of where to start? Or if your current savings have you on track towards your retirement goal? Our calculator has the answers.
Getting you more out of every rand
Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its
inception in 2008,
the 10X High Equity portfolio has consistently outperformed the average return of large fund
*Alexander Forbes Large Manager Fund Watch Survey
Download Fact Sheet 234KB
Returns are based on R100 lump sum invested on 31 December 2007 to 30 November
Source: 10X Investments, Alexander Forbes Large Manager Watch.
Here’s how 10X gets you more money
No matter who you are or how much money you invest with us, we use one, simple investment strategy. No confusing choices, no extra costs. Just four core principles proven to get you more:
Trying to pick winning stocks usually fails. By tracking the market index, we deliver a higher return than most fund managers.
Independent research found that fees are the most reliable predictor of your investment’s performance. At 1% or less before VAT, ours are less than half the industry average.
With both eyes on long-term growth, we invest your money mainly in local and international shares, as well as a mix of property, bonds and cash.
Life Stage Investing
We automatically adjust your portfolio according to your investing time horizon, maximising growth for as long as possible, then reducing risk as you approach retirement.
10X Investments manages over R8bn in assets for industry-leading clients
Your Retirement Annuity questions, answered.
It’s never too early or too late to start saving for your retirement. A great way to do so is with a...
Your minimum monthly contribution to the 10X Retirement Annuity is R1 000. There is no maximum contr...
When you withdraw from your current retirement fund (either a company fund, retirement annuity or pr...
10X provides exceptional service. They made switching over from my old retirement provider easy and seamless, and kept me informed every step of the way.– Ian Parsons, 10X Client