The retirement you deserve. In your hands.

Your Retirement Annuity


General Benefits

A tax efficient way to save for your retirement

A great way to save if you don’t have a company pension fund

Helps guard against premature cash outs


10X Benefits

Superior long-term growth with low fees

A well diversified portfolio

Clear & transparent reporting

Saving for your retirement

It’s never too early or too late to start saving for your retirement. A great way to do so is with a retirement annuity. Not only is it a tax effective way to save, but if you invest the right amount, in a portfolio positioned for long term growth, with a low-fee provider, you will be well on your way to reaching your retirement goal.

The 10X Retirement Annuity

Get yourself more.

Contributing to a retirement annuity is no guarantee you will reach your retirement goal. In order to do so, you need to save the right amount each month, invest in a portfolio appropriate to your life-stage , and keep your fees low. 10X has all these bases covered for you.

With us, you’ll always know exactly how much to save each month, you’ll never pay more than 1% in total fees excl. VAT, and we automatically invest you in the right portfolio. The result? Up to 60% more money for you in the end.

Investment Value 10X Fee pa (ex VAT)
First R1 million 0.90%
Next R4 million 0.70%
Next R5 million 0.50%
Above R10 million 0.35%
More about fees

Your Personalised Plan

Unsure where to start? Or if your current savings have you on track towards your retirement goal? Our calculator has the answers.

Step 1 of 5

How old are you?

10X Insight

You don’t have to earn a lot to retire comfortably! All it takes to reach your retirement goal is to start as early as possible and save the right percentage of your income.

Step 2 of 5

Are you male or female?

10X Insight

On average, women live longer than men and therefore require more income to last their retirement years.

Step 3 of 5

What is your pre-tax monthly salary?

10X Insight

Retiring at 65? You will need to have saved 10 times your average annual income.

Step 4 of 5

What percentage of your salary can you save per month?

Percentage of income
OR – Rand amount

10X Insight

We recommend saving at least 15% of your salary for 40 years. Starting late means saving more.

Step 5 of 5

What are your total current retirement savings?

10X Insight

Already have retirement savings? Switching to 10X is win-win. We do all the work –and you end up with more!

Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.

Source: 10X Investments, Alexander Forbes Large Manager Watch.

Superior Returns

Getting you more out of every rand

Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008, the 10X High Equity portfolio has consistently outperformed the average return of large fund managers.*

*Alexander Forbes Large Manager Fund Watch Survey

Our Performance

Download Fact Sheet 358KB


Returns are based on R100 lump sum invested on 31 December 2007 to 30 November 2016.

Source: 10X Investments, Alexander Forbes Large Manager Watch.

The 10X Way

At 10X, there are three things that make us who we are. Call them our values, call them our beliefs. For us, it’s our DNA.

Low fees

Our total fees are less than half the industry average.

Simplicity

One simple solution. No confusing choices. No extra costs.

Transparency

Always know what you’ve earned, what you pay, and where you are.

Investment Myth


Costs don’t matter.

Bust the myth
FAQ

Your Retirement Annuity questions, answered.

Who should consider using a retirement annuity?

It’s never too early or too late to start saving for your retirement. A great way to do so is with a...

What is the minimum 10X Retirement Annuity contribution and term?

Your minimum monthly contribution to the 10X Retirement Annuity is R1 000. There is no maximum contr...

How do you transfer to the 10X Retirement Annuity fund?

When you withdraw from your current retirement fund (either a company fund, retirement annuity or pr...

10X Investments manages over R8bn in assets for industry-leading clients

10X provides exceptional service. They made switching over from my old retirement provider easy and seamless, and kept me informed every step of the way.

– Ian Parsons, 10X Client

Secure a better retirement today!