Is my money safe with 10X?

Yes. When you invest through 10X, your money is legally ring-fenced and kept separate from 10X’s own business assets. 10X is an authorised Financial Services Provider (FSP) regulated by the Financial Sector Conduct Authority (FSCA). We administer your investment, but we don’t own your money or hold it in 10X bank accounts. This means that even if 10X were to close, your investments would remain yours.

How this protection works:

• Ring-fenced client assets: Your contributions aren’t mixed with 10X’s operating funds and don’t form part of 10X’s balance sheet or estate—so creditors can’t claim them.
• Independent custody and oversight: Depending on the product, your assets are safeguarded by independent trustees/custodians (e.g., retirement funds have an independent board of trustees; unit trusts use an independent trustee/custodian such as RMB).
• Regulation and audit: 10X and the funds we manage are overseen by the FSCA and are audited annually by independent external auditors to confirm assets exist, are correctly valued, and are properly segregated.